Terms

By visiting our site, you are agreeing to be bound by the following terms and conditions. We may change these terms and conditions at any time. Your continued use of www.spectrumequityresearch.com means that you accept any new or modiﬁed terms and conditions that we come up with. Please re-visit the ‘Terms & Conditions’ link at our site from time to time to stay abreast of any changes that we may introduce. The term Spectrum Equity Research is used throughout this entire Terms of Use document to refer to the website, its owners and the employees and associates of the owner.

REGISTRATION

By registering, you certify that all information you provide, now or in the future, is consistent. Spectrum Equity Research reserves the right, in its sole discretion, to deny you access to this website or any portion thereof without notice for the following reasons: (a) Immediately by Spectrum Equity Research for any unauthorized access or use by you (b) Immediately by Spectrum Equity Research if you assign or transfer (or attempt the same) any rights granted to you under this Agreement; (c) Immediately, if you violate any of the other terms and conditions of this User Agreement; (d) for any other reasons as deemed ﬁt.

LICENSE

Spectrum Equity Research, hereby grants you a limited, non-exclusive, non-assignable and non-transferable license to access to their research services provided and expressly conditioned upon your agreement that all such access and use shall be governed by all of the terms and conditions set forth in this User Agreement.

COPYRIGHT & NO RETRANSMISSION OF INFORMATION

www.spectrumequityresearch.com as well as the design and information contained in this site along with the contents of research services are valuable and exclusive properties of Spectrum Equity Research, and nothing in this Agreement shall be construed as transferring or assigning any such ownership rights to you or any other person or entity. All of the above is the proprietary and conﬁdential property of Spectrum Equity Research and cannot be repeated for any reason outside www.spectrumequityresearch.com. You agree not to repeat or rebroadcast in any way any of the recommendations made by us for any reason whatsoever. You agree that if you do repeat or re-post any of our recommendations by any means, you will be liable for actual and punitive damages as determined by Spectrum Equity Research and additional damages to be determined by an Indian court of Law. You may not resell, redistribute, broadcast or transfer the information or use the information in a searchable, machine-readable database unless separately and speciﬁcally authorized in writing by Spectrum Equity Research prior to such use. You may not rent, lease, sublicense, distribute, transfer, copy, reproduce, publicly display, publish, adapt, store or time-share www.spectrumequityresearch.com, any part thereof, or any of the information received or accessed therefrom to or through any other person or entity unless separately and speciﬁcally authorized in writing by Spectrum Equity Research prior to such use. In addition, you may not remove, alter or obscure any copyright, legal or proprietary notices in or on any portions of our services without prior written authorization except as set forth herein, any other use of the information contained in this site requires the prior written consent of Spectrum Equity Research and may require a separate fee.

DELAYS IN SERVICES

Neither Spectrum Equity Research (including its Proprietor and/or its employees, afﬁliates, agents, representatives or subcontractors) shall be liable for any loss or liability resulting, directly or indirectly, from delays or interruptions due to electronic or mechanical equipment failures, telephone interconnect problems, defects, weather, strikes, walkouts, ﬁre, acts of God, riots, armed conﬂicts, acts of war, or other like causes. Spectrum Equity Research shall have no responsibility to provide you access to their services while interruption of www.spectrumequityresearch.com is due to any such cause shall continue.

LIABILITY DISCLAIMER

You expressly agree that use of the website is at your sole risk. The contents, information, software, products, features and services published on this website may include inaccuracies or typographical errors. Changes are periodically added to the contents herein. Spectrum Equity Research and/or its respective suppliers may make improvements and/or changes in this website at any time. This website may be temporarily unavailable from time to time due to required maintenance, telecommunications interruptions, or other disruptions. Spectrum Equity Research (and its owner, suppliers, consultants, advertisers, afﬁliates, partners, employees or any other associated entities, all collectively referred to as associated entities hereafter) shall not be liable to user or member or any third party should Spectrum Equity Research exercise its right to modify or discontinue any or all of the contents, information, software, products, features and services published on this website. Spectrum Equity Research and/or its respective associated entities make no representations about the suitability of the contents, information, software, products, features and services contained on this website for any purpose. All such contents, information, software, products, features and services are provided “as is” without warranty of any kind. Spectrum Equity Research and/or its associated entities hereby disclaim all warranties and conditions with regard to these contents, information, software, products, features and services, including all implied warranties and conditions of merchantability, ﬁtness for a particular purpose, title, non-infringement, and availability. In no event shall Spectrum Equity Research and/or its associated entities be liable for any direct, indirect, punitive, incidental, special or consequential damages arising out of or in any way connected with the use of this website or with the delay or inability to use this website, or for any contents, information, software, products, features and services obtained through this website, or otherwise arising out of the use of this website, whether based on contract, tort, strict liability or otherwise, even if spectrumequityresearch.com or any of its associated entities has been advised of the possibility of damages.

REFUND & CANCELLATION POLICY

All sales are ﬁnal. We do not offer any refunds or cancellations.

EQUIPMENT AND OPERATION

You shall provide and maintain all telephone/internet and other equipment necessary to access their services, and the costs of any such equipment and/or telephone/internet connections or use, including any applicable taxes, shall be borne solely by you. You are responsible for operating your own equipment used to access www.spectrumequityresearch.com.

INFORMATION DISCLAIMER

You acknowledge that the information provided through www.spectrumequityresearch.com is compiled from sources, which are beyond the control of www.spectrumequityresearch.com though such information is recognized by the parties to be generally reliable, the parties acknowledge that inaccuracies may occur and Spectrum Equity Research does not warrant the consistency or suitability of the information. For this reason, as well as the possibility of human and mechanical errors and other factors, you acknowledge that www.spectrumequityresearch.com is provided to you on an “as is, with all faults” basis. Spectrum Equity Research expressly disclaims any and all warranties, whether express, oral, implied, statutory or otherwise, of any kind to the users and/or any third party, including any implied warranties of consistency, timeliness, completeness, merchantability and ﬁtness for a particular purpose, as well as any warranties arising by virtue of custom of trade or course of dealing and any implied warranties of title or non-infringement. In addition, Spectrum Equity Research, in providing the information makes no endorsement of any particular security, market participant, or brokerage. Further, Spectrum Equity Research does not represent or warrant that it will meet your requirements or is suitable for your needs. Under this User Agreement, you assume all risk of errors and/or omissions in www.spectrumequityresearch.com, including the transmission or translation of information. You assume full responsibility for implementing sufﬁcient procedures and checks to satisfy your requirements for the consistency and suitability of www.spectrumequityresearch.com, including the information, and for maintaining any means, which you may require for the reconstruction of lost data or subsequent manipulations or analyses of the information under the User Agreement. You agree that Spectrum Equity Research ( including its Proprietor, employees, afﬁliates, group companies agents, representatives or subcontractors) shall not in any event be liable for any special, incidental or consequential damages arising out of the use or inability to use www.spectrumequityresearch.com for any purpose whatsoever. Spectrum Equity Research and its afﬁliates, associates, ofﬁcers, Proprietor, employees and agents shall have no liability in tort, contract, or otherwise to user and/or any third party.

LINKS TO THIRD PARTY SITES

The links in this site will allow you to leave www.spectrumequityresearch.com. The linked sites are not under the control of Spectrum Equity Research. Spectrum Equity Research has not reviewed, nor approved these sites and is not responsible for the contents or omissions of any linked site or any links contained in a linked site. The inclusion of any linked site does not imply endorsement by Spectrum Equity Research of the site. Third party links to www.spectrumequityresearch.com shall be governed by a separate agreement.

INDEMNIFICATION

You shall indemnify, defend and hold harmless Spectrum Equity Research (including its and their ofﬁcers, Proprietor, employees, afﬁliates, group companies, agents, representatives or subcontractors) from any and all claims and losses imposed on, incurred by or asserted as a result of or related to: (a) your access and use of www.spectrumequityresearch.com (b) any non-compliance by user with the terms and conditions hereof; or (c) any third party actions related to users receipt and use of the information, whether authorized or unauthorized. Any clause declared invalid shall be deemed severable and not affect the validity or enforceability of the remainder. These terms may only be amended in a writing signed by Spectrum Equity Research.

CONFLICTING TERMS

If there is any conﬂict between this User Agreement and other documents, this User Agreement shall govern, whether such order or other documents is prior to or subsequent to this User Agreement, or is signed or acknowledged by proprietor, ofﬁcer, employee, representative or agent of Spectrum Equity Research.

ATTORNEY’S FEES

If Spectrum Equity Research takes action (by itself or through its associate companies) to enforce any of the provisions of this User Agreement, including collection of any amounts due hereunder, Spectrum Equity Research shall be entitled to recover from you (and you agree to pay), in addition to all sums to which it is entitled or any other relief, at law or in equity, reasonable and necessary attorney’s fees and any costs of any litigation.

ENTIRE AGREEMENT

This User Agreement constitutes the entire agreement between the parties, and no other agreement, written or oral, exists between you and Spectrum Equity Research. By using the Information on www.spectrumequityresearch.com, you assume full responsibility for any and all gains and losses, ﬁnancial, emotional or otherwise, experienced, suffered or incurred by you. Spectrum Equity Research does not guarantee the consistency, completeness or timeliness of, or otherwise endorse in any way, the views, opinions or recommendations expressed in the Information, does not give investment advice, and does not advocate the purchase or sale of any security or investment by you or any other individual. The Information is not intended to provide tax, legal or investment advice, which you should obtain from your professional advisor prior to making any investment of the type discussed in the Information. The Information does not constitute a solicitation by the information providers, Spectrum Equity Research or other of the purchase or sale of securities. The service is provided “as is,” without warranty of any kind, either express or implied, including without limitation, any warranty for information, data, services, uninterrupted access, or products provided through or in connection with the service. Speciﬁcally, Spectrum Equity Research disclaims any and all warranties, including, but not limited to: (i) Any warranties concerning the availability, consistency, usefulness, or content of information, products or services; and (ii) Any warranties of title, warranty of non-infringement and warranties of merchantability or ﬁtness for a particular purpose. This disclaimer of liability applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tort, negligence, or under any other cause of action. Neither Spectrum Equity Research nor any of its employees, agents, successors, assignees, afﬁliates, group companies or content or service providers shall be liable to you or other third party for any direct, indirect, incidental, special or consequential damages arising out of use of service or inability to gain access to or use the service or out of any breach of any warranty. Because some countries do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. In such countries, the respective liability of Spectrum Equity Research, its employees, agents, successors, assignees, afﬁliates, group companies and content or service providers respective liability is limited to the amount provided under said law. Further, you agree and understand that all services provided are non-refundable and that you should carefully consider whether our services are able to meet your needs.

TERMINATION

This User Agreement and the license rights granted hereunder shall remain in full force and effect unless terminated or cancelled for any of the following reasons: (a) immediately by Spectrum Equity Research for any unauthorized access or use by you (b) immediately by Spectrum Equity Research if you assign or transfer (or attempt the same) any rights granted to you under this Agreement; (c) immediately, if you violate any of the other terms and conditions of this User Agreement; (d) immediately, for any other reason as deemed ﬁt.. Termination or cancellation of this Agreement shall not affect any right or relief to which Spectrum Equity Research may be entitled, at law or in equity. Upon termination of this User Agreement, all rights granted to you will terminate and revert to Spectrum Equity Research. Except as set forth herein, regardless of the reason for cancellation or termination of this User Agreement, the fee charged if any for access to www.spectrumequityresearch.com is non-refundable for any reason.

DISPUTE SETTLEMENT

All disputes, differences and questions of any nature which at any time arise between the parties to this agreement out of the construction of or concerning anything contained in or arising out of this agreement or as to the rights, duties or liabilities under it or the parties to it shall be referred to the sole Arbitrator under the Arbitration and conciliation Act, 1996. The sole Arbitrator shall be appointed by the compliance ofﬁcer of Spectrum Equity Research. The Arbitration Proceedings shall be held at Kolkata (West Bengal) India. The Place of Arbitration will be at Kolkata (West Bengal) India. The laws prevailing in India shall alone apply to the Arbitration Proceedings between the parties.

JURISDICTION

Both the Parties agree that all claims, differences and disputes, including any agreements, contracts and transactions made with reference to anything incidental thereto or in pursuance thereof or relating to their validity, construction, interpretation, fulﬁlment or the rights, obligations and liabilities of the parties thereto and including any question of whether such dealings, transactions MOA, or contracts have been entered into or not, shall be subject to the exclusive jurisdiction of the Courts of Kolkata only.

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RAJA ROY

Proprietor of Spectrum Equity Research

SEBI Registered

Research Analyst – INH000016180

TERMS